Most users struggle to manage a large number of usernames and passwords.  While password managers have both proponents and detractors, these recommendations reflect the general consensus of the industry.

Written in plain language by M3AAWG and the London Action Plan (LAP), Operation Safety-Net outlines the current and emerging threats faced by consumers, businesses and governments with recommended best practices to address these threats. For a brief overview of the document, see the brochure explaining the global depth and breadth of these best practices in the Supporting Documents section from the For the Industry menu tab.